Driving in India without third-party (TP) insurance is illegal and can result in financial burdens if caught without a valid policy. However, even when you have a TP cover, there may be instances where your TP insurer may refuse to cover damages and injuries caused to third parties by the insured vehicle. Read on to learn more about such conditions, the recourses available and the number of times you can avail yourself of third-party motor insurance.
When will your insurer not cover claims under your third-party motor insurance?
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The ‘Pay As You Drive’ insurance product is a comprehensive own damage (OD) plus third party (TP) policy. There are two basic types of ‘Pay As You Drive’ policies —
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Customers can complete the entire process within five minutes using video pre-inspection and get the policy in less than 30 minutes.
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Driving responsibly is crucial for safety, and third-party car insurance is mandatory in many countries, including India. Lacking this insurance can lead to legal penalties, financial liabilities, and potential imprisonment.